Terms Of Use

Resources For Living Terms of Use

Privacy Policy

Collecting and using personal information

As you navigate this site, we may ask you to disclose certain personal details. Specifically, this includes data that is unique to you, such as your name, address, e-mail address or telephone number. This information allows us to provide you with quality information and services. In order for you to make an informed decision about whether to disclose your personal information to us, we are providing you with the following details about how your information is collected and used:

  • Your personal information is collected on a strictly volunteer basis. We do not collect your personal information unless you have disclosed it to us.
  • We may use your personal information for the following purposes:
    • Verifying your identity to ensure our communications with you are secure and confidential
    • Responding to inquiries or requests from you
  • Except in connection with the sale, transfer, merger, consolidation or other transaction involving all or part of our company, we will not sell, license or otherwise transfer any rights to your personal information to any third party unless expressly authorized by you.
  • We may transmit or disclose your personal information to third parties for the following purposes:
    • If required by law, such as pursuant to a subpoena, regulatory oversight, or other legal process;
    • To enable Resources For Living contractors or vendors to perform certain services for us, including, but not limited to, website maintenance and performance improvement tasks.
  • This website is not directed to and we will not knowingly collect personally-identifiable information from minors under the age of twelve (12) without their parents’ consent.
  • Where required by law or regulation, you will be able to update the information that you provide to us by sending us an e-mail.

In all cases, we disclose your personally identifiable information consistent with applicable laws and regulations and require the recipient to protect the information and use it only for the purpose for which it was provided.

Collecting and using non-personally identifiable information

You should also be aware that when you visit our website, we collect certain non-personally-identifiable and aggregate information about you. By “non-personally-identifiable information, we mean information that does not identify you personally, but provides us with anonymous "usage data, " such as the number of unique visitors we receive, what pages are visited most often and the navigation preferences of our visitors.

This data helps us analyze and improve the usefulness of the information we provide at this website. In order for you to make an informed decision about whether to use and navigate our website, we are providing you with the following information about how we collect and use non-personally identifiable and aggregate information:

  • Web browser information. Web browsers collect and store information about the type of device and operating system you are using to access our website, as well as your device’s MAC address for facilitating network communications. Accessing this information helps us to establish a secure and consistent connection to you during your visits to our website.
  • "Cookie " technology. A "cookie " is an element of data that a website can send to your browser when you link to that website. It is not a computer program and has no ability to read data residing on your computer or instruct it to perform any step or function. By assigning a unique data element to each visitor, the website is able to recognize repeat users, track usage patterns and better serve you when you return to that site. The cookie does not extract other personal information about you, such as your name or address.
  • Client-side page tagging. This technology uses code on each web page to write certain information about the page and the visitor to a log when a page is rendered to you by your web browser. "Tagging " does result in a JavaScript program running in your browser, but is limited to providing information about the page that you are requesting and the configuration of your browser. It will not read any of your data files, nor execute any additional programs. It does not extract any personal information about you, such as your name or email address. You can prevent tagging by disabling JavaScript in your browser, but that may prevent you from using all of our website's functions.
  • IP Address: When you subscribe to an Internet Service Provider (ISP), your computing device is assigned an IP Address. We track and store this address to help us manage security and monitor usage volume and patterns.

Behavioral Advertising

Resources For Living does not advertise on resourcesforliving.com. Currently, resourcesforliving.com does not respond to “Do Not Track” signals from browsers.

Linking to other sites

From time to time, our website may provide links to other websites, not owned or controlled by Resources For Living, that we think might be useful or of interest to you. We cannot, however, be responsible for the privacy practices used by other website owners or the content or accuracy of those other websites. Links to various non-Resources For Living websites do not constitute or imply endorsement by Resources For Living of these websites, products or services described on these sites or any other material contained therein.

We may also provide links to other websites controlled by a Resources For Living-owned company, but operated independently of resourcesforliving.com. Privacy policies applicable to those sites may differ from this resourcesforliving.com Web Privacy Statement.

Security

We adhere to stringent security standards designed to protect non-public personal information at resourcesforliving.com against accidental or unauthorized access or disclosure. Safeguards developed by Resources For Living include administrative, physical and technical barriers that protect this web site and other internal systems from unauthorized access or use. We periodically subject our site to simulated intrusion tests and have developed comprehensive disaster recovery plans.

Changes to this statement

Resources For Living will update this statement to reflect changes, as needed. These revisions will be reflected in the privacy statement version date (located at the bottom of this privacy statement). We encourage you to periodically reread this privacy statement to see if there have been any changes that may affect you. This statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.

Privacy statement update: 3/21/2015

Legal Disclaimer

Legal Statement

Information on this website is provided "AS IS " without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth herein is for informational purposes only, and no warranty is made that the information is error-free. Please note that once you leave this site or arrive at this site from another non-Resources For Living location, either by using a link we may have provided for your convenience or by specifying your own destination, Resources For Living accepts no responsibility for the content, products and/or services provided at these non- Resources For Living Aetna locations. Resources For Living does not control, endorse, promote or have any affiliation with any other website unless expressly stated herein.

Limitation of Liability

IN NO EVENT WILL RESOURCES FOR LIVING BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEBSITE OR ANY OTHER HYPER-LINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.

Changes to This Site

Information may be changed or updated without notice. Resources For Living has no obligation to update information presented on this website, so information contained herein may be obsolete at any given time. Resources For Living may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.

Trademarks

All trademarks, service marks, trade names, logos, domain names, URLs and icons ("Marks ") appearing on this website, registered or not, are the property of Resources For Living or their respective owners. Nothing on this website grants you any right or license to use any of the Marks on this site without the express written permission of Resources For Living or the third party owners of the Marks. Unauthorized use may violate trademark and other laws.

Copyright

All materials on this site are copyrighted and are protected under state and federal law, as well as international treaties and the copyright laws of other countries. Our materials may not be reproduced, copied, distributed, adapted, displayed, edited, published, transmitted, or downloaded in any way without our express written permission except that you may download one copy of the Content for your personal, non-commercial use, provided that all copyright and proprietary notice are displayed on such downloaded content. All rights not expressly granted herein are reserved by us.

Not a Substitute for Professional Health Care or Advice

The health information contained in this website is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider.

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